Individuals & families
Looking for affordable coverage for yourself or your family?
Explore individual coverageHealth coverage shouldn’t be this complicated.
Plain English, real numbers, and a person who picks up the phone. The pricing is right here.
Pricing
What it costs
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Preventive HSA
HSA-eligible. Everyday care paid with pre-tax dollars.
One person from$262a month
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Basic Copay
Set copays for everyday care. No large amount to meet first.
One person from$342a month
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Copay Silver
Copay bundle, middle tier. Lower out-of-pocket than Basic.
One person from$407a month
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Copay Gold
Copay bundle, top tier. The broadest everyday benefits.
One person from$450a month
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Membership Concierge
Priced by age band: under 45, and 45 and over.
One person from$314a month
Every bundle is open to individuals and to groups of any size, including a group of one. The unshared amount is what you cover yourself in a year before sharing starts, similar to a deductible. A higher unshared amount buys a lower monthly figure. The full tables:
Preventive HSA
Monthly contribution by household and unshared amount.
| Unshared amount | $1,500 | $2,500 | $5,000 |
|---|---|---|---|
| Individual | $357 | $312 | $262 |
| Individual + spouse or child | $603 | $508 | $443 |
| Family | $811 | $691 | $621 |
Basic Copay
Monthly contribution by household and unshared amount.
| Unshared amount | $1,500 | $2,500 | $5,000 |
|---|---|---|---|
| Individual | $437 | $392 | $342 |
| Individual + spouse or child | $719 | $624 | $559 |
| Family | $967 | $847 | $777 |
Copay Silver
Monthly contribution by household and unshared amount.
| Unshared amount | $2,500 | $5,000 |
|---|---|---|
| Individual | $457 | $407 |
| Individual + spouse or child | $679 | $614 |
| Family | $899 | $829 |
Copay Gold
Monthly contribution by household and unshared amount.
| Unshared amount | $2,500 | $5,000 |
|---|---|---|
| Individual | $500 | $450 |
| Individual + spouse or child | $852 | $787 |
| Family | $1,216 | $1,146 |
Membership Concierge
Monthly contribution by household, age band, and unshared amount.
| Unshared amount | Under 45 | 45 and over | ||
|---|---|---|---|---|
| $2,500 | $5,000 | $2,500 | $5,000 | |
| Member | $359 | $314 | $445 | $389 |
| Member + spouse | $561 | $502 | $696 | $623 |
| Member + child | $590 | $532 | $732 | $660 |
| Member + family | $798 | $735 | $991 | $913 |
Optional add-ons
Monthly, added to any bundle.
| Add-on | Individual | + spouse | + child | Family |
|---|---|---|---|---|
| Vision | $10 | $15 | $15 | $25 |
| Dental | $49 | $77 | $77 | $115 |
| Accident | $18 | $30 | $33 | $44 |
Every bundle includes preventive care at no cost, a health share for major events (surgery, hospitalization, accident, maternity, major illness), access to any licensed provider nationwide, virtual care, prescription savings, and a person to call when a bill needs sorting out.
Final pricing is confirmed at enrollment. These are MightyWELL bundles, presented by Health Benefits Simplified, an independent agency. Health sharing is not insurance and is subject to member eligibility and guidelines.
From John
Thirty years on the other side of the table
What we do
A better way to look at health coverage
Coverage has become complicated and expensive. Health Benefits Simplified helps individuals, families and businesses explore affordable options without having to figure everything out on their own.
We take the time to understand what you need, explain your choices in plain English, and help you make an informed decision.
You don’t have to be an expert. That’s our job.
Who we help
Three ways people come to us
Small businesses
Want to offer your employees meaningful benefits without taking on an overwhelming expense?
Explore employer optionsEmployees
Don’t have affordable coverage through work? See what may be available to you.
Explore your optionsHow it works
Getting covered doesn’t have to be complicated
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Tell us about yourself
We learn about your household, your needs, and what you are trying to accomplish.
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We explain your options
We walk you through the available choices and answer your questions.
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You choose
You decide what makes the most sense for you. There is no single right answer.
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We help you through it
We are here before, during, and after enrollment.
Questions are welcome
Even if you are only starting to look, John Nadasdy will talk it through with you.